About Me

Investing Your Money Properly

I still remember the first bad financial decision I ever made. My seven-year-old buddy told me that if I lent him a few dollars, he would pay me back ten a few weeks later. Unfortunately, he forgot all about his debt, and I was left without my allowance. Although it might seem like a silly example, bad financial decisions like that one plague adults everyday. I have had my fair share, and so I decided to create a blog dedicated to helping you to invest your money properly. Before you take your hard-earned money and throw it at a cause, think about the advice on my website to make a great decision.

Investing Your Money Properly

    3 Ways Not To Clean Collectible Coins (And The 1 Way You Can Clean Them)
    If there's anything that gets novice coin collectors in trouble, it's the sometimes overwhelming desire to clean the dirty and stained coins that you accumulate. The older the coin, the more likely it is to be debris encrusted, or to have a coloring quite different than what you'd expect the original metal to look like. There are plenty of tutorials and guides out there that explain how to remove debris and restore a coin's original luster.

    Premium Checking Accounts: 3 Questions To Determine If Switching To One Is Worth It
    Putting your money in the bank can be beneficial for many reasons. For one, you know your money is someplace safe, and two, you can build credit. There are approximately 7,500 FDIC insured banks you can put your money in, and each bank offers a variety of different accounts. Those who plan on constantly using their bank accounts and who plan on taking advantage of all that the banks have to offer should consider choosing premium checking accounts.

    What You Should Know About Hard Money Loans
    Borrowing money for a major investment such as a home, rental property or commercial building can be tough, especially if your credit score isn't looking so hot these days. It's why a growing number of people are turning to unconventional forms of lending to get the financing they need. Hard money loans offer an opportunity to those who've been turned away when applying for traditional loans. Read along to find out how it works and what you should look out for when applying for one from a lender like Lima One Capital.

    How A Payday Loan Can Be Used To Pay Off Your Tax Debt
    If you recently filed your taxes and have a tax debt to pay, you really should find a way to clear it up as quickly as possible. When you owe the IRS money, they will not let it go. The debt will grow over time, and you will end up owing more later than you do now if you continue to put it off. Taking a payday loan is one of the best ways to pay off an IRS debt, and here are three things you should know about this.

    The Pros And Cons Of A Payday Advance Loan
    Even if you are the most fastidious of budgeters, there will most likely be some point in time when you are faced with an extreme financial emergency and will need to find a way to quickly get your hands on some cash. There are many options for loans, but a payday advance loan is a quick, easy, and low-hassle loan. If you need emergency money and are thinking about using a payday advance service, you should know the pros and the cons of taking out a payday loan.

    Five Strategies Payday Lenders Use To Screen Borrowers And Keep Fees Low
    Payday loans are short term cash loans. Primarily used for emergencies but available for a range of purposes, these loans are typically funded on the day or the day after you apply, but they must be paid back on your next payday. In exchange for these convenience loans, borrowers have to pay fees, but luckily, there are a number of ways that payday lenders work to keep fees low. Here is a look at the top five:

    Should You Sell Your Annuity For A Lump Sum Payment?
    Do you have an annuity you don't need or want anymore? Or do you need the cash for immediate financial needs and don't want to wait for the annuity to mature? You can sell it for a lump sum payment. There are many companies that will buy it from you and give you the cash you need, with no credit checks necessary. But should you sell it? What are the pros and cons of selling your annuity for a lump sum payment, regardless of your need for the cash?

    3 Steps To Achieve A Better Financial State
    Taking a payday loan is a great way to get by when you're stuck in a financial crisis, but relying on payday loans every month can be financially devastating. If you find that you are taking these loans more frequently than usual, it may be time to examine your budget. Now might be a good time to restructure your budget and spending habits so you can learn to live within your means so you can stop relying on using payday loans all the time.